Unsecured Personal Loans - no longer available until further notice.
Unsecured Personal Loans – require clean credit record and strong income!
Chocolate Money focuses on helping people in financial difficulty. We all go through rough periods in our life and our focus is to offer assistance to get you through those tough times. Whether you're looking to renovate or just looking for help with debt consolidation, we can help.
Why Chocolate Money?
We make it easier, faster and improve your chances of success in getting a Personal Loan.
How long does it take?
The loan can take as little as 48 - 72 hours. It is dependant on your ability to provide the relevant documentation and sign the final loan documents,
How much can I borrow?
The minimum is $3000 and maximum is $50,000.
What is the min and max loan term?
The minimum loan term is 1 year to a max of 7 years.
What is the loan dependant on?
Your personal situation is matched with a lender who specialises in similar circumstances. If you have a clean credit record, a strong income and If you can afford the repayments, there’s a good chance you are eligible for a personal loan.
How much are the repayments going to be?
All lenders have different application, account and ongoing fees but a ‘rate for risk’ policy applies with most lenders.
What can I borrow for?
Debt consolidation, personal reasons, funeral, health reasons, home renovations, Holiday, Wedding, Furniture, Tuition Fees, Vehicle Purchase, Electrical Equipment Purchase.
What sort of income do you accept?
We accept all sources of income, full time, part-time, casual and self-employed.
Centrelink payments considered.
Do you accept Pensions?
Yes
What documents do I need to produce?
Documents to prove your income where possible.
How do I apply?
The fastest and most convenient way to apply through our application form. Click here to apply now!
Very competitive car and equipment loans
1.Cars and prestige,commercial or private sale
2. Construction machinery
3. Transport equipment
4. Computers, copiers and office equipment
Some of the financing options available are:
- Novated Lease;
- Hire Purchase
- Lease
- Car loans
- Personal Loan
- Funding provided for capital equipment purchases for:
- Small and Large Businesses
- Professionals
- Tradesmen
- Sole Traders
PAYG Applicants:
- 2 Payslips
- Employment Letter
Self Employed Applicants:
- 2 years Tax Returns
*Conditions apply