ALLIANCES

Chocolate Money dedicates its expertise, experience and passion to its hand chosen Alliances. These organisations share Chocolate’s passion for service, care of its customers and the highest ethical standards.

Master Builders Association of VictoriaMaster Builders Association of Victoria

www.mbav.com.au

The Master Builders Association of Victoria (MBAV) was established in 1875 by a group of distinguished builders intent on raising standards within the industry.

Since that time the organisation has grown to become a pre-eminent industry voice with members universally renowned for their reliability, skill and professionalism.

A broad based organisation, MBAV services the needs of the entire industry, from residential to commercial a nd engineering businesses, principle contractors to subcontractors, manufacturers and suppliers.

MBAV continually assists in developing the skills of members by providing access to a wide range of services, an impressive degree of recognition, as well as representation to government and industry. MBAV also serves the public of Victoria by fostering best practice work standards and acting as an independent advisory service.

Over its 130-year history, the Master Builders Association of Victoria has consistently provided innovative services for our members and their clients; “we exist to serve their needs.”

Chocolate Money and the Master Builders Association of Victoria has had a long and trusted business relationship for many years. This association is not limited to organising finance for MBAV Members and staff – it extends to conducting seminars, Trade Nights, lecturing at the Domestic Building Registration Course, Building Your Business Seminars and numerous other events in the building industry.

Harry Pontikis is the Director of Master Builders Financial Services and has forged a team of experts in the building in finance industries. “the funding of building, construction and property developments is our passion – our expertise in putting together innovative and competitive finance projects is second to none.”

AonAon

www.aon.com.au

Chocolate Money has been the exclusive provider of finance for Aon’s myebenefit program for the past 2 years.

"Aon in Australia brings together its depth of resources, skills, products and services for insurance broking, reinsurance, risk management, financial planning, and employee compensation and benefits solutions.

We go beyond arranging protection through insurance coverages. We believe our specialist resources can enhance your business and help you deliver the results you are looking for.

We have over 1,000 employees in Australia - the largest insurance broking and consulting operation in the Australia Pacific region - and we're continuing to build on our capacity to deliver high quality services. Our global network means you have access to Aon group resources worldwide.

Our management team is committed to working together across our local and global specialist resources, to share knowledge and deliver the results you need. We capitalise on this 'all of Aon' interdependency to bring you the best possible spectrum of business solutions.

Our commitment to sharing knowledge extends to the marketplace. We encourage events that promote business networking, discussion and debate.

We're also committed to doing business the right way. We put our values into practice and rely on having the most talented people - people looking for rewarding and stimulating careers with the Aon family.

Master Builders Association of VictoriaAll Financial Services

www.allfinancialservices.com.au

AFS’s partnership with Chocolate Money is one which works to help all clients achieve their life’s goals and ambitions. AFS Lending Services Division is headed up by Chris Zondanos, who is also one of the owners of Chocolate Money.

All Financial Services, assist businesses and individual clients focus on their ultimate goals and design a financial strategy that will not only help them achieve it, but also be flexible enough to deal with the various road blocks and hurdles that life some times puts in our way.

Together, we map out roads, strategies and contingencies on achieving the outcomes which are important in life and ensuring we retire with a lifestyle we are use to. Old age should be synonymous with independence, adventures and new beginnings.
The areas we cover to provide a security blanket for your life are:

These are the three areas we focus on to ensure you move forward towards achieving your wealth creation strategies and obtaining your financial freedom:

AFS’s partnership with Chocolate Money is one which works to help all clients achieve their life’s goals and ambitions. AFS Lending Services Division is headed up by Chris Zondanos, who is also one of the owners of Chocolate Money.

AFS’s partnership with Aon Wealth Management ensures we have access to a world class Superannuation Fund as well as to a wide choice of other investment and superannuation organisations. Choices of investment and superannuation funds ensure the solution provided is one tailored for you and to your situation.

AFS are Authorised Representative's of Aon Wealth Management Limited (ABN 14 003 344 232) which is a Australian Financial Services Licence (AFSL No.239187) holder and Registered Life Insurance Broker.

Dinas Estate Agents

www.investassist.com.au

Dinas Estate Agentsis a business that prides itself on assisting people with their wealth creation. All our consultants are passionate about Property Investing and are active Property Investors themselves.
Dinas Estate Agentsis a business which believes that Knowledge and Taking Action is the key to Successful Investing in Property.

Chocolate Money and Dinas Estate Agents have had a long standing partnership, helping many people achieve their dreams.

Why We AreDifferent!

DinasEstate Agentsprovides a unique investment system that is geared for maximum opportunities for wealth creation. As a client you will benefit in many ways, including:

HLB Mann JuddHLB Mann Judd

www.hlb.com.au

Chocolate Money provides Lending Services to HLB Mann Judd’s customers and staff all around Australia. Richard Tegoni is responsible for the success of the Alliance between Mann Judd and Chocolate Money.

HLB Mann Judd firms provide their clients with a comprehensive range of business and financial services in addition to the audit, accounting and taxation services that are central to our practices.

Personal involvement of Partners in all client engagements is a feature of HLB Mann Judd’s services. Partners are in turn supported by qualified staff who work as a team to complete assignments in a cost effective manner.

Our National Association provides continuing professional development and training programs, technical support and other resources to ensure a common standard of quality service in all of our offices.

Our principal aim is to provide profit generating solutions to clients' business problems and give them the assistance and support they need to be successful.

The HLB Mann Judd range of services is designed to allow clients the opportunity of doing what they do best… taking care of their own business. We have expertise in business systems and infrastructures. We understand our clients’ financial needs - no matter how big or small. Together with our clients we make a great team.

Chocolate Money provides Lending Services to HLB Mann Judd’s customers and staff all around Australia. Richard Tegoni is responsible for the success of the Alliance between Mann Judd and Chocolate Money.

Jenson Financial PlanningJensen Financial Planning

www.jensenfp.com.au

Jensen Financial Planning is a localised company employing skilled professionals and is backed by the support and resources of an international company. Click here to download a copy of our corporate brochure.

We believe our approach to providing financial advice is what sets us apart within the industry. 

To some people, financial advice means investment planning. To others, it means tax planning. Or estate planning. Or insurance. Many firms specialise in one or two of these areas.

Jensen Financial Planning is different because we focus on you as a person - on your total situation and needs. You can't look at your investments without considering tax. You can't consider your tax without managing your income, debts and expenses. And every one of these things affects your lifestyle.

Our advice aims to help you make the right choices for all your important financial decisions throughout life - so you achieve your chosen lifestyle.

Sounds simple enough but making the right choices is difficult because the rules are always changing. So are your needs and priorities. So are your investments. And so are the options open to you.

That's why it is important to have a guide for your journey.

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