About Chocolate Money

Chocolate Money Pty Ltd is an accredited lender and mortgage broker. Chocolate offers highly competitive loans to support its various alliances including:

Master Builders Association of Victoria AON - myebenefits

All Financial Services HLB Mann Judd Sunland

Dinas Real Estate Kouteris Financial Services

Click here to find out more about our Alliances.

Chocolate Money is also an accredited member of PLAN Australia and the Mortgage and Finance Association of Australia. PLAN is one of Australia's largest mortgage aggregators with 35+ residential lenders and access to a long list of commercial lenders. Chocolate Money also has direct relationships with 10 other residential and business lenders. With access to thousands of loans, Chocolate Money can provide a solution to suit nearly any borrower's needs. Each loan is quoted on a case-by-case basis with the aim of sourcing the best loan for our customers whether through a traditional large bank or a specialty non-conforming lender.

• Click here to meet the team.

Chocolate Money proudly supports a number of charities. Click here to view some of these...

Chocolate Money is an Australian owned company, servicing the finance needs of every day Australians, all over this great land. The 5 Divisions of Chocolate Money are:

Chocolate Home Loans Division

• Home Loans
• Debt Consolidation Loans
• Bad Credit Loan
• Refinance Loans
• Investment Loans
• First Home Buyers Grant Loan
• Mortgage Loans
• Consumer Loans
• Business Loans
• Personal Loans
• Car Loans
• Car Leases
• Car Hire Purchases
• Chattel Mortgages
• Unsecured loans
• Low Doc Loans
• No doc Loans
• No income verification finance
• Credit impaired lending
• Rural lending
• Farm loans
• Multiple zoning loans

Chocolate C.A.D. Division (Constructions and Development)

• Building and renovating finance

• Home Construction Finance
• Development finance
• Multiple unit construction loans
• Townhouse development finance
• Semi Completed construction loans
• Owner Builder Loans
• Cash flow finance
• Builder delight loans
• Vendor construction loans
• House and land loans
• High density construction
• Medium density construction
• Builder safety net loans

Self employed Sweetness Division

• Retail shop purchases
• Retail shop refinance
• Shop fitouts
• Equipment finance
• Franchise purchases including for
• Jims franchises
  • Macdonald
  • KFC
  • Hungry Jacks
  • Pizza Hut
  • Dominos
  • Red Rooster
  • Mortgage Choice
  • Smartline
• Commercial property purchase loans
• Commercial property refinance loans
• Cash flow finance lending
• Factoring
• Debtor finance lending
• Car loans for the self employed
• Home loans for self employed
• Low documentation loans
• No documentation loans
• No income verification loans
• Credit impaired loans for the self employed
• High LVR loans for self employed

Chocolate Covered Insurance

• Personal Insurance
• Income protection
• Total and permanent Disability insurance

Chocolate Property

• Investment properties
• Property Investment coaching
• ‘building your nest egg’ seminars for builders

Chocolate Money has access to 35+ lenders and ensures all its staff get paid the same - irrelevant of which lender is recommended to you

• Click here for more information on the advantages of the having a Master Builders Association membership.
• Chocolate Money FAQs

Our Code of Conduct:

• Do the RIGHT thing - always!
• Act with the highest level of professionalism, courtesy and compassion so people choose to deal with us because they 'feel good' afterwards
• Always act in the best interest of Chocolate Money, its customers and its staff with the objective of mutually beneficial outcomes
• Act with the highest levels of integrity, honesty and kindness with all business dealings

Professional Memberships:

• MFAA - Mortgage and Finance Association of Australia
• COSL - Credit Ombudsman Services Limited
• PLAN - Professional Lenders Association of Australia

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