Unsecured Personal Loans

Unsecured Personal Loans – previous credit issues ok with us!

Chocolate Money focuses on helping people in financial difficulty. We all go through rough periods in our life and our focus is to offer assistance to get you through those tough times. Whether you're looking to renovate or just looking for help with debt consolidation, we can help.

Click here to apply now!

Why Chocolate Money?

We make it easier, faster and improve your chances of success in getting a Personal Loan.

How long does it take?

The loan can take as little as 24 - 48 hours. It is dependant on your ability to provide the relevant documentation and sign the final loan documents,

How much can I borrow?

The minimum is $3000 and maximum is $50,000.

What is the min and max loan term?

The minimum loan term is 1 year to a max of 7 years.

What is the loan dependant on?

Your personal situation is matched with a lender who specialises in similar circumstances. Even if you have had previous credit issues, defaults or even just discharged from bankruptcy, we can help you. If you can afford the repayments, there’s a good chance you are eligible for a personal loan.

How much are the repayments going to be?

All lenders have different application, account and ongoing fees but a ‘rate for risk’ policy applies with most lenders. That is, the greater the level of your previous credit impairment, (higher risk) then the higher the interest rate.

What can I borrow for?

Debt consolidation, personal reasons, funeral, health reasons, home renovations, Holiday, Wedding, Furniture, Tuition Fees, Vehicle Purchase, Electrical Equipment Purchase.

What sort of income do you accept?

We accept all sources of income, full time, part-time, casual and self-employed. Income which is not usually accepted by banks is also considered.

Centrelink payments considered.

Do you accept Pensions?

Yes

What documents do I need to produce?

Documents to prove your income where possible.

How do I apply?

The fastest and most convenient way to apply through our application form. Click here to apply now!

Very competitive car and equipment loans

1.Cars and prestige,commercial or private sale
2. Construction machinery
3. Transport equipment
4. Computers, copiers and office equipment

Some of the financing options available are:

• Novated Lease;
• Hire Purchase
• Lease
• Car loans
• Personal Loan
• Funding provided for capital equipment purchases for:
  
• Small and Large Businesses
• Professionals
• Tradesmen
• Sole Traders

Low and No financial business loans also available!

All products are specifically tailored to your individual requirements. We are able to bring to you the best rates possible through our extensive network of fund providers. The terms and conditions of the finance available will vary depending on your circumstances and the product you are after.

Documentation Required:

• You must be an Australian Citizen or Permanent Resident
• At least 18 years old
  
• 100 Points ID
  

PAYG Applicants:

• 2 Payslips
• Employment Letter
  

Self Employed Applicants:

• 2 years Tax Returns

*Conditions apply

• Click here to apply for an Unsecured Personal Loans

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