Mortgage Broker
Ph: 1300 137 539
Residential Loans
There are hundreds of different residential home loan products in the market today. Most of these products can be tailored to meet life's challenges.
Apply online now!
We offer the following types of Residential Loans:
- Credit Impaired Loans
- Standard Variable Home Loans
- Basic Variable Home Loans
- Fixed Rate Home Loans
- Split Home Loans
- Line of Credit Loans
- Debt Consolidation Loans
- Reverse Mortgage Loans
- Low Doc Loans (self employed and PAYG)
- Non Conforming Loans
- Unsecured Personal Loans
- Personal Loans
- Car Loans
- Patient Finance for Non-Standard Medical Procedures
- Deposit Bonds
Construction and development loans
As the exclusive supplier of finance for the Master Builders Association of Victoria, we specialise in providing construction and development finance.
We have unique products for:
- Home constructions
- Multi unit developments
- Multiple townhouses on 1 title
- Any type of constructions
- Commercial Overdrafts
- Construction Overdrafts
- Mezzanine finance
- Private funders
- Low Documentation options
- Great construction loans for owner builders
Business Loan Options
We offer the following types of Business loans:
- Business Purchase Loans
- Business Refinance Loans
- Business Overdrafts
- Equipment Finance Loans
- Construction Loan
Commercial Loans
We offer the following types of Commercial loans:
Limited Financial information to prove income - only a few lenders remaining!
Chocolate Money understands that some self employed people may choose to minimise their taxable income by:
- Reinvesting into their business
- Structuring their finances in a tax effective way
We understand that not everyone gets paid a fixed salary. Some people have:
- Overtime
- Penalty rates
- Shift loadings
- Commission payments
We understand that not everyone is employed as a Full Time Permanent Employee. Some people are:
- Self employed
- Casual
- Part Time
- Part Time, Casual
- Contractors
- Consultants
- Receive Government Pensions like 'pensioners benefit'
We specialise in sourcing the best loans for people like you and we find the best rate for your situation by matching your needs with many of the Loan Products that we have available.
It only takes a few minutes to complete the loan enquiry form. Simply fill in a few details to talk to a consultant and hear how we can make your hunt for finance easy and painless.
Click here to find out more about the loan options available to you?