July Lending Specials

In response to the banks making life for the self employed so difficult and expensive, Chocolate has launched two loans which are the most competitive for the self employed.
These loans are perfect for refinances and new purchases and Lines of credit are also available if required.

Kind regards,

Harry Pontikis
Director
Chocolate Money
1300 137 539
harry@chocolatemoney.com.au

CHOC Free 70 - No income declaration required!

The CHOC FREE 70 loan

• No documentation loan - not required to state any income
• Maximum borrowing of 70% of the value of each property
• Interest rate equivalent to bank’s standard variable rate of 9.55%*
• Loan amount up to $750,000 for each property
• Payment can be made weekly, fortnightly or monthly
• Up to 30 year loan term
• Interest Only available for up to 10 years
• Up to 4 free loan splits available
• Extra repayments can be made at any time at no cost
• Free and unlimited redraw is available (as long as the transactions are greater than $50)
• Line of Credit options available at 9.65%*
• No Mortgage insurance or risk fee payable (saving you thousands!)

* Standard terms and conditions apply. Clear credit history essential, fees apply.

CHOC Home loan for the Self Employed

• 8.6% Interest rate
• 95% LVR - Value of the property
• Fully optioned / fully featured
• No ongoing fees or charges
• Tax returns required
• Clear credit history essential
• Application fees and charges apply

Credit Report

Don't risk applying for a loan and then finding out you have credit issues. Blemishes on your credit report stay on your file for up to 7 years.

Access your credit report before applying for any loan by clicking here.

Special - Half price credit checks for the month of July!

Personal and Equipment loans

• Low doc business loans up to 20k
• Low doc equipment finance available
• Overdrafts available without the need of security
• Unsecured loans available
  

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