Our Services to first home owners:

THE FIRST HOME OWNERS PACKAGE - $495

Buying your first house is a daunting time in your life.

Often your advisers (eg. Parents) have not bought a property for many years so things have changed significantly – making their advise relevant but possibly not 100% correct.

 

We will hold your hand throughout the entire process and will make ourselves available to discuss all aspects of your purchase, including:

·        Loan Process             

·        Budget – Affordability

·        Grant information and organisation

·        Review section 32 for lender compliance

·        Advice on purchase process

      o       Deposit Bonds

·        Organise the loan

·        Match financial position to purchase

 

Assistance to purchase your first home:

If you are tired of trawling through endless dispaly homes every weekend and being shown homes you will never be able to afford, we can help you.

 

We have many housing plans on various land blocks in numerous developments around Melbourne - all with a fixed price building contract.  What you see in the display home is what is included in the price. 

 

The following package is what is included as part of the fixed priced building contract as standard:

- Full Floor Coverings

- Stone bench kitchen

- Designer fixtures & fittings

- Front landscaping

- Grey water reticulation

- security system

- Higher ceiling height

- fencing

- colour concrete driveway & path

- guaranteed start date

- guaranteed completion date

- independant inspectors

- fixed priced building contract in 3 days

 

To see some of the properties, visit www.chocolateproperty.com.au or email Harry directly on harry@chocolatemoney.com.au

Chocolate Property Investing

Chocolate Property applies scientific clarity to the often 'emotion charged' world of investing in property. Our investment Regime takes the guess work out of investing and makes the decision on what and where to buy, purely based on whether the numbers stack up.

Spending time with our Property Investment Consultants is only suitable for people wishing to make well informed purchases of properties which suit their personal financial, income and investment profile.

This service is not suitable for first home buyers or people looking to buy their 'dream home' as other factors play a greater part in that decision than 'numbers.'

During the consultation with our Specialists, we will cover areas like:

• What are your investment drivers
• How much you should be spending on purchasing a property
• How much you can afford to contribute monthly towards it
  • Positive vs. negative gearing
• Obtaining finance tailored to your investment and your situation
• The minimum you need to be able to invest
• Understanding 'selection criteria' for investment properties
• Securing suitable tenants

Our Philosophy:

Chocolate Property is a division of Chocolate Lending Solutions which has arisen from the need of our clients wanting someone reputable to guide them through the maze of property investment.

The principles and methods to choosing a sound property investment are fairly clear and simple. Explaining these investment methods to our clients and joining them on the exciting ride of property investment is the reward for our Consultants.

Taking action when the time is right for the individual, is far more important than trying to predict the 'best' economic, social or political climate to begin investing. Therefore, clarifying which indicators are relevant and within our control versus the ones which may cause us to stray from our goals are fundamental to the guidance we give.

Our approach is underlined by:

• The quality of the information and guidance we provide to our clients on property investment
• Our success being measured by the achievement of our clients' stated goals and objectives
• The formation of long term investment relationships

We pride ourselves on being of assistance to our clients for the long term, working actively with you to help grow your property investment portfolio.

• As one of our privileged clients you will experience exceptional investment service and support at all stages of the investment process
• All of our client relationships are built on trust, integrity, and our commitment to providing you with the highest level of care
• Our unique investment system and property selection criteria has been designed to maximise your opportunities for wealth creation

The Next Steps:

Step 1.
Please call Harry Pontikis to discuss setting up a time to meet one of our Chocolate Property Advisors on 1300 137 539 or email property@chocolatehomeloans.com.au

Step 2.
This initial complementary one hour consultation is a great way to discuss what your needs are, and outline the options available via Chocolate Property.

Step 3.
Enter into our specialized Property Investment Education Program where you will receive one on one tailored coaching.

Step 4.
After completing the above steps, we are able to direct you to our real estate licensed specialists consultants who can provide you with complete property options which lead to the successful beginning or addition to your investment portfolio...