Professional Memberships:

Chocolate Home Loans P/L is a holder of an AUSTRALIAN CREDIT LICENSE Number: 387277
  • MFAA - Mortgage and Finance Association of Australia
  • COSL - Credit Ombudsman Services Limited
  • PLAN - Professional Lenders Association of Australia
  • All Chocolate Lending Consultants have a minimum compliance of a Certificate 4 in Financial Services (broking)

Our Code of Conduct:

  • Do the RIGHT thing - always!
  • Act with the highest level of professionalism, courtesy and compassion so people choose to deal with us because they 'feel good' afterwards
  • Always act in the best interest of Chocolate Money, its customers and its staff with the objective of mutually beneficial outcomes
  • Act with the highest levels of integrity, honesty and kindness with all business dealings
Chocolate Money is one of the most experienced Finance Brokers in Australia. As the exclusive supplier of finance for the Master Builders Association of Victoria, Aon's ebenefit program and many other alliances, its reputation for looking after its clients is second to none.

Our expertise is organising loans for the self employed - especially for property developments but also includes purchases of business', cash flow loans as well as home loans and business loans.  This is also reflected by the fact that Chocolate Money has traded as Master Builders Financial Services for 9 years.

Tax returns are not always required for many loans and you may be eligible for private funds if the banks have all said 'no'.
(Low doc loans are available with property security)


Special Offer for members of the Master Builders Association

Master Builder Members are able to get a no obligation and free, 1 hour business and credit consultation from Harry Pontikis the Managing Director of the Chocolate Group.  Book by calling 1300 137 539!
* Offer limited to the first 3 businesses per month. 
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